Licensed Moneylender in Singapore
with Transparent Loan Options
Empowering your financial journey with transparent, flexible, and reliable lending solutions. Start your enquiry online — our consultants will guide you through eligibility and the required face-to-face visit.
Personal Loan Calculator
Total Repayment
SGD 22,166.20
* Subject to credit assessment
Estimate excludes the upfront administrative fee (up to 10% of principal) and any late charges. Interest is calculated on the reducing principal balance; total permitted borrowing costs are capped at 100% of principal.
Financial Solutions Built for You
Discover our range of lending products designed to meet diverse financial needs with clarity and fairness.
Personal Loans
Versatile financing for home renovations, medical bills, or major life events. Competitive rates with flexible repayment terms up to 36 months.
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Business Loans
Fuel your growth with SME-focused capital. Fast disbursement for inventory, operations, or expansion.
Payday Loans
Short-term bridging loans to help you manage unexpected expenses before your next paycheque arrives.
Learn More chevron_rightSingpass-Assisted Eligibility Check
Use Singpass to speed up your eligibility check online. Identity verification, loan explanation and contract signing are still completed face-to-face at our approved premises before any loan is granted.
Are You Eligible?
We believe in transparent requirements. Our criteria are straightforward to ensure you get the help you need without confusion.
Age Requirement
Applicants must be between 21 and 65 years old at the time of application.
Employment Status
Full-time employment, self-employed, or contract work with stable income.
Minimum Income
Citizens/PRs: $1,500/month. Foreigners: $2,000/month with valid work permit.
Singaporeans / PR
- • NRIC
- • CPF Statements
- • Proof of Residence
24/7
Online Enquiry
0$
Hidden Fees
Foreigners
- • Passport
- • Work Permit/S-Pass
- • Bank Statements
Why Borrowers Choose MWA Capital?
We provide a higher standard of professional, regulated, and transparent personal loan solutions in Singapore.
Lower rates & higher limits
Benefit from more competitive interest rates and higher borrowing limits than standard lenders.
Verified 5-Star Reviews
Trusted by thousands of borrowers across Singapore, with consistently high ratings for service and reliability.
Regulated by the Ministry of Law
Operate with confidence knowing MWA Capital is a licensed and regulated moneylender with transparent terms.
Fast Approval with Singpass
Apply quickly through secure Singpass integration and receive an outcome on your loan application in as little as 30 minutes.
Clear Repayment Terms
Understand your repayment schedule upfront with no hidden fees, ensuring a transparent and manageable borrowing experience.
Inclusive Financial Solutions
We provide accessible credit for all individuals, including lower-income groups and foreigners.
Simple 3-Step Process
Getting the capital you need shouldn't be a hurdle. We've streamlined our application to be as fast as possible.
Apply Online
Fill out our secure online form in less than 5 minutes with your basic details.
Face-to-Face Verification
Identity verification and loan terms are explained in person at our approved premises before your contract is signed.
Receive Funds
Once your contract is signed at our approved premises, approved funds may be disbursed to your bank account the same day.
Our Latest Customer Reviews
Visit Our Branch
Our Location
7500A Beach Road, #13-319, The Plaza
Singapore 199591
Opening Hours
Monday - Saturday: 11:00 AM - 8:00 PM
Closed on Sundays & Public Holidays
Appointments Required
Please call or apply online before visiting.
Contact Support
6557-2275
[email protected]
We are here!
Ready to secure your capital?
Join over 200,000+ users who have trusted MWA Capital for their financial growth and needs.